Deliver industry leading service excellence whilst maintaining a commercial focus that drives business outcomes. Facilitate an efficient and cost-effective end to end claims experience that relieves stress and creates peace of mind for our customers in the moments that matter.
Key Accountabilities
- Lodge new insurance claims for our customers and intermediaries
- Determine coverage through exploratory questioning, policy interpretation and using judgement and analysis to make informed decisions
- Elevate the customer experience through setting clear expectations of the claim process and effectively communicating how the claim will be managed
- Negotiate and obtain collection of customer excess including appropriate education of payment options
- Accountable for financial outcomes impacting claims costs through application of correct policy limits, applicable laws and leveraging preferred suppliers/repair methods
- Respond to and manage customer, supplier and repairer and third-party enquiries on existing claims via customer channel of choice with a focus on cost management and progressing and finalising the claim
- Respond to and manage claim activities; customer, supplier and repairer correspondence and complaints within agreed timeframes and obligations
- Ensure information provided to the customer is clear, complete and accurate based on sound knowledge and understanding of claim policies, processes and their intent
- Ensure claim review is completed on each claim touch; liaise with suppliers and repairers to ensure timely replacement and/or repair experience for our customers and claim is progressed efficiently, actively contributing to overall reduction of customer life of claim and effective financial management
- Identify opportunities to improve processes and systems and participate in their testing, in order to contribute to the overall efficiency and cost effectiveness of the Claims function
- Accountable for decision making within policy guidelines and delegations of authority to deliver best outcome for the customer and the organisation
- Appropriate and professional workplace behaviours, assist other team members and willingly undertake other key responsibilities and activities to contribute to overall portfolio health
- Demonstrate responsibility for own personal development and professional learning goals and actively participate in performance review process in conjunction with direct Leader
Qualifications
- Relevant tertiary qualification desired (Business, Finance, Commerce)
Experience
- 1-2 years working in general insurance preferred
- Call centre experience preferred
- Experience working within a customer service environment
- Computer literacy and navigational skills using multiple systems simultaneously
- Demonstrated ability to achieve targets
- Experience working in a fast paced, high pressured environment preferred